Who can get, how much, and how long to be paid — the terms and conditions of retirement allowance; formal and countermeasures have been arranged at once.
Pension is not the money the company wants to give, but the legal salary stipulated by the Employee Retirement Guarantee Act. If you meet the conditions, you can receive not only regular jobs, but also workshops, contracts, dispatches, and with fewer than five employees are no exception. Nevertheless, you often miss money because of misinformation such as “no information is original” or “no penny before you quit a year.”
In this article, we arrange the conditions for receiving retirement, the calculation formula based on the average salary and the actual examples, and how to deal with when not received. calculation of retirement.Use it .
Who is eligible for payment? 2.
The conditions for payment of retirement payments are only two.
- Working for over a year. — The employment relationship must last for at least one year from entry to retirement.The training period also includes continued employment period.
- Working an average of 15 hours per week. If overtime work (less than 15 hours per week) has continued, it is excluded from the payment subject.
If both conditions are met, the pension will be paid regardless of the form of employment. If the term of employment is a few days in a year, the legal pension will not be paid, so when you set the date of retirement, Calculation of D-DayIt is recommended to check for 1 year (365 days).
Calculation and Examples – How much is 300,000 a month?
The retirement allowance is set to pay an average salary of more than 30 days per continuous period of work per year, and the formula is as follows.
| 항목 | calculated |
|---|
| Average pay per day | (Total salary of 3 months before departure + annual bonus × 3/12 + annual allowance × 3/12) ÷ total days of 3 months before departure (89–92 days) |
| Retirement | 1 day average wage × 30 × (employment days ÷ 365) |
Example of: 2023 April 1st, 2026 March 31st withdrawal (only 3 years, employment day 1,096 days), wage 300,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000 About 9,008,219 millionIf the number of working days is even more than the number of 365 days, it is normal that a slightly larger amount comes out than the "month-rate × long-term employment" because it will be as much as the percentage.
If the average salary is lower than the normal salary (regular, regular and regular salary, such as basic salary, fixed salary, etc.), the average salary is calculated on the basis of the normal salary.
Not included in the average salary.
| Tagged as | 항목 |
|---|
| Included | Basic Grade, Job Subsidy, Payment Subsidy, 3/12 of Annual Bonus, 3/12 of Annual Subsidy |
| Unknown | Money of silver-changing nature, charitable money, temporary or accidentally paid money. |
The premiums and annual allowances paid in annual units are regardless of whether they have been included accidentally in the last three months. 3 of 12 minutes.If you are concerned about which items belong to the salary (salary level, etc.), the judgment may vary according to payment regulations and practices, so it is safe to check with the Employment Department consultation (without national number 1350).
When not received — 14 days regulation and settlement procedure
The user 14 days from retirement.You may extend the payment period by agreement between the parties, but if delayed without agreement 20 percent acting.If the deadline does not pass, you will respond to the following order.
- Ask for payment in writing (including text, email) to the company and leave a record.
- Home Page or Employment Application. Payment is calm.We are preparing the employment contract, salary declaration tax, and salary provision together.
- If it is not paid even after the investigation of the labor inspectorate, the business owner may be subject to criminal punishment, and the worker may be charged in civil lawsuits and minority cases proceedings.
The expiration period of the pension claim is 3 years from the date of retirement, so it is better not to delay and respond.
DC type pension and tax.
If you are a company that joins the retirement pension, the calculation varies according to the type of system. The DB (Specific Type)The average salary officials above determine the receipt amount and the company is responsible for the procurement and use. Dc is confirmed.The company puts more than one-twelfth of the total annual salary each year into the employee’s account, and the final revenue varies depending on the performance of the employee. If the salary is steadily rising, the DB type, calculated as the last salary basis, tends to be advantageous.
In addition, the pension is based on the taxable amount, and is separate from the employment income and receipt. Classified retirement.As a result, the income tax is calculated by the State Department of Home Taxes, and the exact tax can be found in the pension income tax calculation of the State Department of Home Taxes. If you are already planning to re-employment after retirement. Take-home payCompare and make a funding plan.
Changes in retirement time.
Retirement is Three months of retirement.As we calculate the average salary, the amount may vary depending on when you leave the same company for the same period of time.
- Lots of glass afternoon. — If you have a lot of extended salary payments in the last three months, the average salary will rise and the retirement salary will increase.
- Immediately after discharge. — The average salary may be lower if the total salary of the last three months is reduced. The period prescribed by the decree, such as maternity leave and parental leave, is calculated except for the period and salary, but unpaid leave according to personal circumstances can be judged by case-by-case, so it is necessary to verify before the departure. Only if the average salary is lower than the normal salary, there is a device for calculating as the normal salary.
- Check the year limit. 364 and 365 days of retirement are the difference between the total amount of retirement payments. After one year, it is calculated in proportion to a day, so if there is a few days difference, it is worth adjusting the date.
- You don’t have to worry about payments before and after. — The annual unit bonus is reflected in 3/12 million of the annual total regardless of whether it has actually been paid in the last three months, so it is not a loss to retire from the bonus month.
Exceptions are prohibited in principle.
A mid-range retirement allowance. Prohibited in principle.As a result of the notion that retirement benefits are funds against old age and unemployment, even if the company and the employees have agreed, no intermediate funds without a legal claim will be recognized.
- If an unemployed worker buys a home on his own behalf
- If the taxpayer is charging the taxpayer.
- If you or your spouse or family are in need of long-term care due to illness or injury and pay the cost.
- If within the last five years a bankruptcy declaration or a personal re-election procedure has been initiated,
- If the payroll is reduced.
- In case of genetic damage.
After mid-term retirement, the retirement period continues. New calculations at the time.At the same time, DC type retirement pension subscribers will use the “intermediate withdrawal” scheme based on similar reasons instead of intermediate income. It is accurate to verify whether the requirements are met through the company and the retirement pension operator.
This article is general information according to the legislation of 2026 and is not a legal advice. Except for unpaid leave periods, the amount may vary depending on individual circumstances such as regular salary compensation, so please consult with Employment Labour Department 1350 or the Employee.
Frequently asked questions.
Can Arbitration or Contract Job Get a Retirement Pay?
No. Regardless of the form of employment, if you have continued working for more than one year and have worked on average more than 15 hours a week for four weeks, you will also be entitled to legal retirement allowance.
When should retirement be paid?
In accordance with the Employee Retirement Guarantee Act, you must pay within 14 days from the date of retirement. You may extend your retirement by agreement between the parties, but if delayed without agreement, you may charge an annual delay rate of 20% and request the Employment Labour Department to settle your salary.
Do payments and pensions come into account?
No. Only bonuses and annual allowances paid in annual units reflect only three-thirds (3-month) of the annual total, regardless of whether accidentally included in the last three months. For example, if the annual bonus is 400,000, 100,000 will be added to the three-month salary.
Tax on retirement?
Yes, the pension fee is collected from the source of the pension income tax, which is classified separately as labor income and taxed separately. The long-term retirement allowance is applied, the longer the retirement fee is lower, and the exact tax can be verified in the retirement income tax calculation program of the State Department of Taxation.
What Is the Difference Between DBP and DCP Pension?
The D.C. form is the average salary form, such as a retirement scheme, and the company is responsible for its operations. The D.C. form is the one-twelfth or more of the company’s annual total salary in the employee account, and the final salary varies depending on the performance of the company. The type of scheme can be identified with the company’s staff team or with a retirement pension operator.